In this episode, Jesse welcomes Dr. Martin F. Grace, a professor of risk management at the Tippie College of Business at the University of Iowa, to discuss the intricacies of homeowner's insurance. Dr. Grace explores how recent hurricanes, the COVID-19 pandemic, and shifting demographics have impacted home values and insurance prices. He provides insights into the historical evolution of insurance markets, the role of reinsurance, and the complications arising from natural disasters like hurricanes and wildfires. Tune in to gain a deeper understanding of how to protect your home and navigate the changing landscape of homeowner's insurance. Subscribe now and join us for this engaging and informative episode! Please note: This podcast is for entertainment and educational purposes only and does not constitute financial advice. Always consult with a financial professional before making any investment decisions. Enjoy the insights, but remember to do your own research!
Professor Martin Grace explains how natural disasters, inflation, bad policy, and population shifts are breaking the U.S. homeowners insurance market — and what that means for your future coverage.
👤 Guest Bio: Dr. Martin F. Grace is a professor of risk management and insurance at the Tippie College of Business at the University of Iowa. A nationally recognized expert on insurance regulation and catastrophe risk, he has published extensively on property insurance, tort reform, and disaster economics. Prior to joining Iowa, he taught at Temple University and Georgia State University.
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📺Watch the full episode on YouTube➡️https://youtu.be/ZGMqJhmue6M