El Podcast

E154: Don’t Buy That House: The HOA Nightmare Exposed - Shelly Marshall

Episode Summary

Shelly Marshall, author of HOA Warrior, explains how many HOAs act like private governments—able to change rules, levy fines, and even jeopardize homes—while homeowners shoulder shared liabilities they never expected. She details survival tactics if you’re already in an HOA (pay first, appeal later, document everything) and argues the safest move is to avoid buying in—rent or use an LLC if you must.

Episode Notes

Homeowner-advocate Shelly Marshall explains why many HOAs function like private governments—often stripping owners’ rights—and how to protect yourself (or avoid them entirely).

Guest bio

Shelly Marshall is a homeowner advocate and author of HOA Warrior. After battling abusive HOA boards in her own community, she’s spent 15+ years researching HOA law, advising homeowners, and pushing for reforms nationwide. She can be reached at info@hoawarrior.com and hoawarrior.com. She can be reached at info@hoawarrior.com and hoawarrior.com.

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